Posts by: Bank Rivals

Mortgage

Smart Homeowners Know when to Refinance

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Get a lower interest rate and lower monthly payment on your mortgage. What exactly does it mean to refinance and how does it work? Get the facts here from NY...

Refinance

When To Refinance Your Home

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If you’re wondering whether to refinance your home loan, you’re not alone. It’s hard to know exactly when to refinance. Factors to consider before refinancing Before refinancing your mortgage, there...

Mortgage

What Does Renters Insurance Cover?

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Renters insurance is a special type of home insurance designed to protect the interests of someone who rents a home but does not own the dwelling itself. A common misconception...

Mortgage

When An Adjustable-Rate Mortgage Makes Sense

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Locking in a historically low fixed rate might feel safer. But borrowers can save big on ARMs right now. During the housing meltdown, adjustable-rate mortgages were vilified as a hallmark...

Mortgage

101 Tips For Moving

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Moving might not be fun, but these 101 moving tips can make it easier. Moving day: Two simple words that cause panic and anxiety in even the calmest of parents....

Mortgage

How Do Home Mortgages Work?

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A house is probably going to be the biggest purchase you ever make, so naturally, you want to understand all the ins and outs of buying one. Bankrate.com explains that...

Credit Cards

Common Mistakes Made With Money

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Budgeting for the short-term. Research suggests that creating an annual budget instead of a monthly one works best, largely because we feel less confident in our annual estimates, so we...

Savings

Why People Don’t Save Money

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Poor Denis Diderot couldn’t help himself. The 16th century philosopher was given a beautiful scarlet dressing gown as a gift — a casual robe to wear around the house. Unfortunately,...

Savings

Where To Find The Best Savings Accounts

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Low interest rates may be great for borrowers, but they’re terrible for savers. According to Bankrate.com, the average money market account pays just 0.46% in annual interest while the average...

Insurance

Why Young People Need Insurance

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Life insurance isn’t an easy thing to talk about. There are probably innumerable things that people would rather do than discuss insurance, such as laundry or dental work. Even those...