Smart Homeowners Know when to Refinance
Get a lower interest rate and lower monthly payment on your mortgage. What exactly does it mean to refinance and how does it work? Get the facts here from NY...
Category "Mortgage"
What Does Renters Insurance Cover?
Renters insurance is a special type of home insurance designed to protect the interests of someone who rents a home but does not own the dwelling itself. A common misconception...
When An Adjustable-Rate Mortgage Makes Sense
Locking in a historically low fixed rate might feel safer. But borrowers can save big on ARMs right now. During the housing meltdown, adjustable-rate mortgages were vilified as a hallmark...
101 Tips For Moving
Moving might not be fun, but these 101 moving tips can make it easier. Moving day: Two simple words that cause panic and anxiety in even the calmest of parents....
How Do Home Mortgages Work?
A house is probably going to be the biggest purchase you ever make, so naturally, you want to understand all the ins and outs of buying one. Bankrate.com explains that...
Common Mistakes Made With Money
Budgeting for the short-term. Research suggests that creating an annual budget instead of a monthly one works best, largely because we feel less confident in our annual estimates, so we...
How Does Interest Work For A Home Mortgage?
When choosing a mortgage, the interest rate you’ll be charged is one of the most important factors. On the whole, the lowest interest rates are available to borrowers who have...
How Does a Reverse Mortgage Work?
There are many factors to consider before deciding whether a reverse mortgage loan is right for you. Our guide below will describe just how a reverse mortgage loan works and...
What Effects Mortgage Rates?
Mortgage rates have a long-term effect in the housing market. It is a determining factor for lenders on how risky a person is when lending money. Lower rates are connected...
Reverse Mortgages: The Pros, Cons, and Misconceptions You Should Know
When you dreamt about retirement years ago, you likely envisioned sipping refreshing beverages on a beach, gallivanting with the grandchildren, and marveling at the beauty of your paid-off home. And...
Avoid These 10 Common Mortgage Mistakes
Applying for mortgage loans can be difficult for first time and repeat home buyers alike. The process takes a lot of time and paperwork that trip up homebuyers on a...
10 Tips For Mortgage Borrowers In 2015
After mortgage rates stayed surprisingly low in 2014, who knows how they will shake out in the new year? Either way, borrowers who want to refinance or buy a home...