Mortgage Rates

Learn how much you can save with the most up to date offers.


Get up to date and localized mortgage rates. Find and compare rates with confidence. Ensure you get the most competitive rates from lenders. The rates were submitted by each individual lender/broker on the date indicated. Rate/APR terms offered by advertisers may differ from those listed above based on the creditworthiness of the borrower and other differences between an individual loan and the loan criteria used for the HSH quotes. More Info.. These quotes are from banks, thrifts and brokers who have paid for a link to their website in the listings above and you can find additional information about their loan programs on their websites.

Competitive mortgage rates are backed by an experienced staff of mortgage professionals. The interest rate table below is updated daily, Monday through Friday, to give you the most current purchase rates when choosing a home loan. Use our mortgage calculator to get a customized estimate of your mortgage rate and monthly payment.

Find and compare today’s mortgage rates from several lenders, banks and credit unions. Check the latest local and national mortgage interest rates for fixed mortgages, ARM, jumbo and other mortgage products by using the interactive table below.

Mortgage rates change all day, every day. The mortgage rates you get from your bank “now” won’t be the same rates you get from your bank in an hour. Be smart when you shop. Compare multiple lenders and get your best deal.

What Is A Mortgage Rate?

A mortgage rate is the interest rate on your home loan. There are many factors that go into deciding what your interest rate will be when securing a mortgage including inflation, the Federal Reserve, the yield on the 10 year treasury note, your credit score and the mortgage company’s specific fees.

How is the Interest Rate Different from the Annual Percentage Rate (APR)?

The interest rate is the rate on the loan itself and does not take into account closing costs. The APR is the interest rate with the closing costs or closing credits accounted in it. The APR provides a more “apple-to-apples” comparison across loans, as long as the same types of costs are included in each home loan.

Why Guaranteed Rate?

Guaranteed Rate was founded on the idea of making the mortgage process easier while bringing savings to homebuyers from application to closing. We really pride ourselves on bringing low mortgage rates and low fees to our customers – after all, the less you spend on your mortgage, the more you can spend on other important things in your life.

By simplifying the mortgage process, we’ve been able to find ways to keep the mortgage rates we offer lower than our competitors. And we’re so sure about our low rates that not only do we post a live comparison of our mortgage rates versus our competitors – we even named our company after it.